Official Behbood Savings Certificates Guide: 2026 Profit
Invest in Behbood Savings Certificates in Pakistan for tax-exempt monthly profit designed for senior citizens aged 60+, widows, and special persons under CDNS.
By News Desk · Verified Pakistan News Desk
Published · 1 min read
Investing in Behbood Savings Certificates provides senior citizens, widows, and differently-abled persons with a secure, government-backed monthly profit stream across Pakistan. Introduced by the Central Directorate of National Savings (CDNS), this national savings scheme delivers maximum financial safety alongside competitive monthly return rates.
Eligibility Criteria for Behbood Savings Certificates
Eligible individual investors include senior citizens who have attained the age of 60 years or above, eligible widows, and special persons investing either individually or jointly through nominated legal guardians.
Key Investment Rules and Benefits
Investors can easily purchase certificates starting from a minimum investment denomination of Rs 5,000 up to specified maximum holding limits: - Single individual investor limit up to Rs 7.5 million - Joint investor maximum holding limit up to Rs 15 million
The security scheme offers a ten-year maturity period featuring regular monthly profit payouts transferred directly into account holders' linked bank accounts. According to official guidelines from National Savings CDNS Portal, all profit payouts remain completely exempt from withholding tax and compulsory Zakat deductions. Find further details on Verified Pakistan.
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