Official Update: National Savings Profit Rates Revised from October 21

The Central Directorate of National Savings CDNS has officially announced a fresh adjustment in National Savings Profit Rates effective October 21, 2026 across major investment schemes. The revised return rates reflect changing market yields and statutory interest adjustments designed to support retail investors.

Revised Schemes and Updated Return Percentages

The new schedule issued by CDNS outlines updated profit margins for popular long-term and short-term savings products:

• Behbood Savings Certificates BSC: Rates revised to offer stable monthly income for senior citizens and widows.
• Regular Income Certificates RIC: Profit payouts adjusted to provide regular returns for individual investors.
• Defence Savings Certificates DSC: Annual compounding rates updated for ten-year maturity tenures.
• Shuhada Family Welfare Accounts: Special returns enhanced for eligible beneficiary families.

Tax Withholding Rules and Benefits for Filers

According to Federal Board of Revenue tax regulations, withholding tax rates differ significantly based on tax compliance status. Active Taxpayer List ATL filers enjoy a reduced withholding tax rate on profit margins, whereas non-filers face higher statutory deductions upon yield disbursement.

Investors can review full economic analysis on Verified Pakistan. Official rate sheets are published at the CDNS Profit Rates Portal and covered by Dawn News Coverage.